Gold Loans — Fast, Fair and Transparent
Borrow against your gold or gold jewellery with confidence, whether you visit us in-store or from anywhere in Australia.
Why Choose BV Gold for Your Loan
Fast, Fair Valuations
Never guess what your gold is worth — we use up-to-date market data and industry-standard testing.
No Credit Checks
Your loan value is based solely on your gold — no credit history needed.
Australia-Wide Service
Visit us in Melbourne or use our secure mail-in option from anywhere in Australia.
How Our Gold Loan Process Works
Contact BV Gold
Start your enquiry online, by phone or in-store.
Send or Bring Your Gold
Choose to visit our Springvale store, use our secure Mail-In option, or arrange local pick-up.
Get Your Offer
We assess purity and weight, present a transparent loan amount with no pressure.
Accept & Get Paid
Once you accept the offer, funds are sent by bank transfer quickly and securely.
What Determines Your Loan Value
Purity (Carat) – Gold purity ranges from 9K up to 24K — higher purity means higher value.
Weight (Grams) – We accurately weigh every item to determine exact loan potential.
Market Value (Spot Price) – Your loan value reflects the current gold spot price, giving you an up-to-date fair offer.
Benefits of Choosing a Gold Loan with BV Gold
Quick Access to Cash – Fast valuation and transfer once terms are accepted.
You Keep Ownership – Your gold is returned once the loan and interest are repaid.
Flexible Options – Pawn in store or via mail-in service.
Secure – Items under loan are securely stored and handled with care.
Frequently asked questions
Can you pawn gold?
Yes — physical gold jewellery, coins, bars and bullion can be used as collateral for a loan.
What can I pawn for a gold loan?
Gold jewellery, bullion, coins — subject to purity and weight testing.
How much can I borrow?
It depends on the gold’s purity and weight, which determines market value.
Do you test gold?
Yes, we use professional testing methods to assess purity and weight.
Do you charge credit checks?
No — your gold is the security, not your credit history.
How long does the process take?
Once we receive and assess your gold, offers are given quickly. Payment is processed immediately upon acceptance.
Best Place to Pawn Gold
With over 30 years of experience, BVGOLD is one of Australia’s most trusted pawnbrokers.
Loan Amount
Monthly Charge
Interest Rate
$0–100
$10
10%
$101–200
$20
10%
$201–500
$50
10%
$501–1000
$80
8%
$1001–2000
$160
8%
$2001–3000+
$150
5%
